Safe Shopping with LondonPictureGallery.com

LondonPictureGallery's secure banking system is operated by NETBANX who are approved by all the Major UK High Street banks - NatWest, Lloyds TSB, Barclays, Royal Bank of Scotland. Secure Trading uses a combination of techniques to ensure that transactions passed are secure and trusted. All payment card information sent to and from NETBANX is encrypted.

 
How NETBANX Works

NETBANX is the foremost service for processing internet based credit card payments in the UK. From our secure servers we have direct access into the UK banking gateways, which allows for instant authorisation of credit cards. Our system allows for the hosting of a secure form on our secure servers, or alternatively scripts to link into NETBANX payment gateway from your own secure server. When the order comes to NETBANX the credit card information is securely encrypted by the script and communicated via the Internet to one of NETBANX' gateway servers, which links immediately to the appropriate bank to request authorisation. All transactions that pass credit card number validity checks are sent to the bank for authorisation. At the same time, NETBANX' Fraud Control System runs a parallel check to investigate the likelihood of the transaction being fraudulent.

Security Digital Signatures
Digital signatures are used throughout the system in order to ensure that transactions arriving at a gateway are from an identifiable merchant, and that any information passed back to the merchant is from a NETBANX gateway. Each signature uniquely identifies its source. Gateways also communicate with each other and with the control system using such digital signatures. In the event that a merchant's digital signature becomes a security risk (e.g. if their server is stolen), the appropriate signature will be immediately revoked and will no longer function within the system.

Encryption
All communication within the system are strongly encrypted using 2048-bit RSA encryption with variable 168-bit session keys (i.e. each transaction uses a new key). This is significantly (many billions of times) more secure than standard browser SSL security provided by, e.g. Internet Explorer. NETBANX encryption is also much more secure than that specified for the SET (Secure Electronic Transaction) protocol. The high level of encryption used is forecast as not being a requirement until the year 2015. The encryption is of course totally transparent to the merchant and his/her customers.